divorce-financial-planning-header-image-1.jpg

Divorce Financial Planning

We Help Navigate the Financial Aspects of Divorce

Confluence Capital Advisors provides individuals, couples, mediators, and attorneys with financial expertise during divorce. With advanced training in all financial aspects of divorce, including, pension valuation, marital vs. separate property, business valuation, and tax optimization of settlements, we can help craft creative settlement solutions that make financial sense for both parties. Get divorce financial planning expertise when you need it most.

We are a consummate team player and have been told that our “superpowers” are patience and good listening skills.  Additionally, education is at the heart of our client process. This shines through in client interactions, as our founder has dedicated years to teaching complex investing strategies as well as many years of coaching team sports.

 

Combining these attributes with our training as a Certified Divorce Financial Analyst® (CDFA®) makes us an ideal partner to tackle complex cases.

Benefits of Working with Confluence

We strive to deliver creative solutions and strategies to optimize your financial situation through the application of education and support.  These strategies and support are particularly important when one spouse has less financial understanding and confidence than the other.  Divorce financial planning helps divorcing clients arrive at a settlement that is fully understood by all.  We provide clients and their lawyers with a clear view of how the decisions they make today impact a client's financial future.

 

Topics explored include:

  • Budgeting;

  • Spousal and child support;

  • Identification and separation of marital and non-marital assets;

  • Valuing and dividing property, including retirement assets and pensions;

  • Splitting the house;

  • Risk assessment (insurance);

  • Valuation of closely-held businesses;

  • Asset tracing and identification of missing assets;

  • Expert witness testimony; and

  • Tax laws and financial issues affecting divorce.

Always keeping an eye toward the future, we are able to seamlessly transition you to post-divorce financial services, including asset movement, title transfers, traditional financial planning, and investment management.  Experienced in both divorce and family offices, we are able to skillfully navigate this complex process and put you on the road to financial independence.

Our purpose is to provide education and support to bring clarity to your divorce so that you can move forward confidently.

The Confluence Difference

Our firm is built on the principles of honesty, integrity, and objective decision-making.  From legacy planning to tax advisory, and all financial aspects of divorce, we have everything you need to simplify your life… all in one place.  Confluence is the only multi-family office dedicated to divorce.

confluence-services-chart-1.png
confluence-capital-advisors-form-background-3.jpg
Why Choose Confluence

We Inspire Long-Term Financial Success

When you consider divorce, or if you know someone who is contemplating divorce, two of the largest determinants for a successful future are the financial settlement and follow through of your decree post-divorce.

Our Certified Divorce Financial Analyst™, Brett Cicinelli is a visionary developer of optimal financial settlements, taking factual details, client goals, and needs into account, leading a charge toward a positive change in how people deal with finances during divorce.

Brett brings over two decades of financial and analytical experience to work for clients.  He teaches a post-graduate course on Alternative Investing Strategies. Brett also earned the designations of Chartered Financial Analyst (CFA), Certified Financial Planner® (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Master Analyst in Financial Forensics® (MAFF®).