Divorce Financial Planning

Confluence Capital Advisors provides individuals, couples, mediators, and attorneys with financial expertise during divorce. With advanced training in all financial aspects of divorce, including, pension valuation, marital vs. separate property, business valuation, and tax optimization of settlements, we can help craft creative settlement solutions that make financial sense for both parties. Get divorce financial planning expertise when you need it most.

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We are a consummate team player and have been told that our “superpowers” are patience and good listening skills.  Additionally, education is at the heart of our client process. This shines through in client interactions, as our founder has dedicated years to teaching complex investing strategies as well as many years of coaching team sports.

 

Combining these attributes with our training as a Certified Divorce Financial Analyst® (CDFA®) makes us an ideal partner to tackle complex cases.

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Benefits of Working with Confluence

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We strive to deliver creative solutions and strategies to optimize your financial situation through the application of education and support.  These strategies and support are particularly important when one spouse has less financial understanding and confidence than the other.  Divorce financial planning helps divorcing clients arrive at a settlement that is fully understood by all.  We provide clients and their lawyers with a clear view of how the decisions they make today impact a client's financial future.

 

Topics explored include:

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• Budgeting;

• Spousal and child support;

• Identification and separation of marital and non-marital assets;

• Valuing and dividing property, including retirement assets and pensions;

• Splitting the house;

• Risk assessment (insurance);

• Valuation of closely-held businesses;

• Asset tracing and identification of missing assets;

• Expert witness testimony; and

• Tax laws and financial issues affecting divorce.

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Always keeping an eye toward the future, we are able to seamlessly transition you to post-divorce financial services, including asset movement, title transfers, traditional financial planning, and investment management.  Experienced in both divorce and family offices, we are able to skillfully navigate this complex process and put you on the road to financial independence.

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Our purpose is to provide education and support to bring clarity to your divorce so that you can move forward confidently.