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Household Budgeting
& Bill Paying

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Household Budgeting & Bill Paying

Much like a business, a family seeks to continuously build, manage, and preserve its wealth. But to run smoothly and prosper financially, a household, like a business, requires proper budgeting, bill paying, cash flow, and planning. In short, it requires a trusted advisor.

We can help you fulfill that role, addressing your family’s complex needs in a customized way and bringing together a comprehensive set of integrated resources to help you reach your personal and family goals. With your interests and values as the foundation, we help you define and build your legacy across generations.

Our family office services include:

  • Bill paying

  • Cash flow management and budgeting

  • Reporting and communication

  • Coordination of key advisors

  • Heir preparation counseling

  • Family vision and governance

  • Tax planning and preparation

  • Stock option planning

  • Estate planning

  • Personal financial planning

  • Investment management and consulting

  • Liquidity management

  • Insurance management and consulting

You want to feel confident that you are on a prosperous path.  A firm grasp of your complete financial picture is obtained through the analysis of your assets, liabilities, cash flows, insurance, tax strategies, estate planning, etc.  A specialized plan is developed that balances your lifestyle desires with prudent and responsible spending expectations, creating a roadmap to the future you desire.

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FREE CONSULTATION

Our goal is to protect your financial future and give you confidence.

MULTI-FAMILY OFFICE SERVICES

The Confluence Difference

You are probably wondering, why should I work with you? Or, what will be different for me and my family working with you?  Our firm is built on the principles of honesty, integrity, and objective decision-making.  From legacy planning to tax advisory and compliance, we have everything you need to simplify your life … all in one place.

As a fiduciary, we promise that you:

  • Are served with dedication, loyalty, and aspirations of building a true partnership.

  • Benefit from interests that are aligned.

  • Are recognized as unique, will be heard and understood, and will obtain a highly customized financial solution that fits you.

  • Are coordinating with a partner that believes in honesty, integrity, and objective decision-making.

  • Are not beholden to the desires of a large institution with its own sales agenda.

  • Receive expertise in complex financial analysis, valuation, and portfolio management.

  • Are Served by a firm that is proud of its investment performance track record.

  • Are advantaged by working directly with the owner of a firm.

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Why Choose Confluence

We Inspire Long-Term Financial Success

Confluence Capital Advisors is an independent firm serving Encino and Greater Los Angeles with a deep commitment to providing guidance that is free of conflicts of interest, based solely on the sum of our experience and expertise. We are committed to putting client interests first and to stewarding both wealth and well-being for those we serve. We have a singular measure of success: the results we get for our clients.

Brett Cicinelli brings over two decades of financial and analytical experience to work for clients.  He teaches a post-graduate course on Alternative Investing Strategies. Brett also earned the designations of Chartered Financial Analyst (CFA), Certified Financial Planner® (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Master Analyst in Financial Forensics® (MAFF®).